The best way to lower your car payments, is simply to find a better loan and pay off your current loan. In other words refinance
your auto loan for a lower APR. For those of you who do not have a car loan yet it is important that you find the right financing
plan for you. It is not as difficult as it sounds, Capital One Auto Finance is a wonderful service. With APR's as low as 4.9%,
refinancing a 9.9% loan over only 24 months you could save up to 3,000 dollars, depending on the amount of the principal.
Capital One Auto Finance is the nation's largest online originator and servicer of Blank
Check® vehicle loans.
They offer new, used, person-to-person, lease buyout and refinancing loans for cars and motorcycles.
Capital One Auto Finance vehicle loans are available to individuals who have an excellent and substantial credit record. All loans are
subject to credit approval by Capital One Auto Finance. For current rates and terms,
About Our Loans Apply for a loan online by completing the short application. With PeopleFirst, there are no restrictions on the vehicle you
purchase, so just specify your desired loan amount. You should apply for a loan amount that you believe will be sufficient to cover
your vehicle purchase.
Our Approval Process
Your loan application will be reviewed and you should receive a response within 15 minutes during our normal business hours.
If approved for a loan, Capital One Auto Finance will send you, via first class mail, a loan agreement with your no-obligation Blank
Check® attached. Use the Blank Check® as you would your own personal check. The no-obligation Blank
Check® is valid for any amount between $7,500 ($10,000.01 in Arizona) and your approved loan amount. This
flexibility gives you the negotiating power of a cash buyer. After you purchase/refinance your vehicle with your Blank
Check®, your loan will begin and you will receive a "welcome package" from Capital One Auto Finance.
Blank Check® is a registered trademark of Capital One Auto Finance.
Capital One Auto Finance comes highly recommended for these reasons. Capital One Auto Finance has an exceptional "service satisfaction guarantee": if you're not
satisfied with your experience with their services, fill out a questionnaire and get $100 back! You can apply online and within 15
minutes, they'll contact you with a car financing loan decision. There is no application fee, no down payment, and no prepayment
penalty. They then give you what they call a "blank check" (which has a dollar ceiling of course) which you can present to nearly
any dealer of new or used cars. In these modern times it is easier than ever to shop around, especially for car financing. The more
places you visit to get free quotes the better your chances are for receiving the best possible loan. You should also get quotes from
Loanapp.com as well as from
Capital One Auto Finance.
You never know who can give you the best rates until you start filling out applications.